The good news is that because you are classed as a carer, you are not
expected to look for work, and therefore don’t have to be on Jobseeker's
Allowance. In fact it is quite hard to get Jobseeker's Allowance if you’ve
been awarded Carer’s Allowance, as caring for someone for 35 hours a week
doesn’t fit with being available for and actively seeking work!
Now let’s look at each of the possible benefits…
Income Support
- You have the right to claim Income Support as a carer
- However, you will still not be entitled to Income Support if you are
actually working 16 hours or more per week (but this doesn’t apply to
you!)
- The amount you get will be reduced if you have other income
(although some income is ignored, including the things further down
this page) or if you have too much savings or other capital
- Crucially, the Carer’s Allowance itself is counted as income
- The maximum amount you can get each week if you have no other income
will usually be £109.10, or £93.90 if you are under 25. However you
are unlikely to get this much Income Support in reality as you will
also be getting £64.60 Carer’s Allowance, which would reduce your
Income Support to £44.50, or £29.30 if you are under 25. These figures
may be higher if you are disabled yourself.
- You might ask why you should bother getting the Carer’s Allowance if
it’s going to be taken off your Income Support, but don’t forget that
you wouldn’t be getting the Carer’s Allowance at all if you were not
entitled to Carer’s Allowance! It’s also worth noting that the
combination of your Carer’s Allowance and Income Support is still
£34.60 more than what you would be getting on Jobseeker's Allowance.
- You can claim Income Support by phoning the Jobcentre Plus on 0800
055 6688.
If
you are currently getting income based Employment and Support
Allowance because you are unfit for work yourself think twice
before ending this and claiming Income Support. This is because
you may be entitled to more Employment and Support
Allowance than Income Support. For example, if you are a single claimant in the support group
you would be entitled to £54.05 per week if you stayed on ESA than if you moved to Income Support.
You should still tell
the Jobcentre Plus that you are now getting Carer’s Allowance,
though, firstly because you are obliged to tell them about any
changes and secondly because getting Carer’s Allowance entitles
you to an additional increase of £34.60 in your income based
Employment and Support Allowance (this last increase would be
included in your Income Support calculation too, but you would
lose the other additions).
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Housing Benefit
- If you rent your home, getting Income Support should entitle you to
full Housing Benefit as well. Bear in mind, though, being entitled to
full Housing Benefit is not the same as getting all your rent paid.
- If you want more information about Housing Benefit, click
here
If
you were getting Housing Benefit before for some other reason (for
example, getting Jobseeker's Allowance, or working and being on
low income) you should tell the local authority (council) that
your circumstances have changed, otherwise you will be getting
Housing Benefit for the wrong reason, and may end up being asked
to pay back an overpayment |
Council Tax Support
- If you rent your home, getting Income Support should entitle you to
full Council Tax Support as well.
- Bear in mind, though, being entitled to full Council Tax Support is
not the same as getting all your council tax paid.
- Depending on your local authority (council) you might find that you
are entitled to more Council Tax Support than you were before.
- If you want more information about Council Tax Support, click
here.
If
you were getting Council Tax Support before for some other reason
(for example, getting Jobseeker's Allowance, or working and being
on low income) you should tell the local authority (council) that
your circumstances have changed, otherwise you will be getting
Council Tax Support for the wrong reason, and may end up being
asked to pay back an overpayment |
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