Remember that if you are not
getting Carer’s Allowance the advice on this page is only any use to you
if one of the following applies to you:
- You are ‘regularly and substantially engaged in caring for another
person’, who has claimed Attendance Allowance, or Disability Living
Allowance, or Personal Independence Payment, but hasn’t yet had a
decision on their claim, so you haven’t been able to claim Carer’s
Allowance yet. This applies for up to 26 weeks.
- You are ‘regularly and substantially engaged in caring for another
person’ who gets Attendance Allowance, or the middle or higher rate of
the care component of Disability Living Allowance, or either rate of
the daily living component of Personal Independence Payment. You might
notice that these are the same as one of the tests for Carer’s
Allowance, so why not just claim Carer’s Allowance anyway? The
important point here is that the other rules for Carer’s Allowance
don’t apply here, so if you think you can argue that you are
‘regularly and substantially engaged in caring’ it won’t necessarily
matter if you are caring for less than 35 hours per week.
- You are looking after a member of your family (your partner or one
of your children) who is ‘temporarily ill’. This is only going to help
you for a fairly short time but might get you through an immediate
emergency.
Let’s look at each of the possible benefits…
Income Support
- You have the right to claim Income Support as a carer
- However, you will still not be entitled to Income Support if you are
actually working 16 hours or more per week.
- The big problem is that the amount you get will be reduced if you
have other income (although some income is ignored, including the
things further down this page) or if you have too much savings or
other capital
- Unfortunately, any weekly earnings over £5 are counted as income
- Because of this, the way this normally works out in practice, if you
are over 25, and are not disabled yourself, is:
- ⁃ If you earn £78.10 or more a week, you get no Income Support
- ⁃ If you earn between £5 and £78.09 per week, your Income Support
and wages together add up to £78.10
- ⁃ If you earn less than £5 per week, you receive £73.10 per week
from your Income Support, plus your wages.
- In other words, there’s not much point in earning more than £5 per
week because the rest of it is knocked off your Income Support
- The principle is the same if you are under 25, but the amounts you
get are smaller: again, there is no financial advantage to you in
earning more than £5 per week
- You can claim Income Support by phoning the Jobcentre Plus on 0800
055 6688.
Housing Benefit
- If you rent your home, getting Income Support should entitle you to
full Housing Benefit as well. Bear in mind, though, being entitled to
full Housing Benefit is not the same as getting all your rent paid.
- Even if you are not entitled to Income Support you may still be
entitled to some Housing Benefit, depending on how big your wages are,
so you should make a claim
- If you want more information about Housing Benefit, click here
If
you were getting Housing Benefit before for some other reason (for
example, getting Jobseeker's Allowance, or working and being on
low income) you should tell the local authority (council) that
your circumstances have changed, otherwise you will be getting
Housing Benefit for the wrong reason, and may end up being asked
to pay back an overpayment |
Council Tax Support
- If you rent your home, getting Income Support should entitle you to
full Council Tax Support as well. Bear in mind, though, being entitled
to full Council Tax Support is not the same as getting all your
council tax paid. Depending on your local authority (council) you
might find that you are entitled to more Council Tax Support than you
were before.
- Even if you are not entitled to Income Support you may still be
entitled to some Council Tax Support, depending on how big your wages
are, so you should make a claim
- If you want more information about Council Tax Support, click here
If you were getting Council Tax Support before for some other
reason (for example, getting Jobseeker's Allowance, or working and
being on low income) you should tell the local authority (council)
that your circumstances have changed, otherwise you will be
getting Council Tax Support for the wrong reason, and may end up
being asked to pay back an overpayment |
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